Searching for a home in East Chula Vista can be complicated–especially if you’re searching online. There is an abundance of information circulating on Zillow, Realtor.com, even Yelp, about the best neighborhoods, schools, and communities.

Working with a local Realtor to buy your home in East Chula Vista is a great way to streamline your search and find a great deal. Here are three reasons why you should consider working with a Chula Vista specialist as opposed to an out of area agent.

A Local Realtor Understands the Market

As an out-of-town buyer, you cannot rely on Zillow’s Zestimate to guide your search–you need a local market specialist. According to Zillow’s numbers, their estimate can be up to 20% wrong on a home’s market value. As a buyer, especially in East Chula Vista, you want to work with a Realtor who understand the nuances of each neighborhood.

Do you know the difference in average price between a single family home in Otay Ranch versus a single family home in Eastlake Greens? What about the highest and lowest sales in Rancho Del Rey in the last six months? How much should you, as a buyer, spend to get what you want?

A local market specialist will know the answers to these complex questions. Once you know where you want to live and your price range, it is much easier to streamline the showing and buying process by eliminating neighborhoods that are out of your price range of wrong for your family.

A Local Realtor Can Easily Explain Mello-Roos Fees

One nuance of living in East Chula Vista is Mello-Roos. Mello-Roos is a form of financing used by master-planned communities to finance significant improvements and services within your community (you pay it in addition to your taxes.) Some neighborhoods in East Chula Vista, like Rolling Hills, don’t have Mello-Roos, but the lower fees usually reflect in a higher sale price.

Other neighborhoods do have Mello-Roos, which is why your agent should easily be able to tell you the benefits of living in a community with these taxes attached. Your agent should also know if and when the Mello-Roos will be paid off for your home. Depending on who you are as a buyer, Mello-Roos fees, and their timeline could make-or-break offers.

A Local Realtor Can Help You Make Major Lifestyle Decisions

A local Realtor will help direct you toward homes and neighborhoods that fit your requirements. A few major decisions that your agent can assist you with are:

  • Schools: When you ask your agent, “What school will my kids go to if I buy this home?” he/she should easily be able to answer. Your agent should know every school district, individual school rating, and each school’s proximity to the homes you like. Just like understanding the market, understanding where schools are and how they rank is invaluable to families looking for the perfect home.
  • Amenities: Your agent should know all about the community, especially if you’re prepared to pay an HOA fee. Ask him/her where the community center, pools, running trails, parks, skate parks, little league fields, and shopping centers are.
  • Proximity to Transportation/Work: Another major life decision for parents is where their home is in proximity to their workplace. If you are commuting from East Chula Vista to San Diego every day, it’s probably important for you to live near a major highway.
  • Future Construction: Chula Vista is always growing, which can both positively and negatively influence your quality of life. Your agent should be able to tell you about new construction because it’s crucial to know about future congestion, ease of transportation, and more.